CIBC
CIBC Aventura Visa Infinite Card
Welcome Bonus
Earn up to 45,000 Aventura Points
travel travel flexible-travel groceries gas premium
Annual Fee
$139
We may earn a commission when you are approved for this card. This does not influence our ratings.
Quick Stats
Annual Fee
$139
Purchase APR
21.99%
FX Fee
2.5%
Card Type
visa
Rewards & Earning Rates
| Spending Category | Earn Rate |
|---|---|
| Groceries | 2 Aventura Points per $1 |
| Gas and Electric Vehicle Charging | 2 Aventura Points per $1 |
| CIBC Rewards Travel Centre Bookings | 2 Aventura Points per $1 |
| All other purchases | 1 Aventura Point per $1 |
Welcome Bonus Details
15,000 Aventura Points on first purchase; Additional 30,000 Aventura Points when you spend $3,000 in first 4 months; First year annual fee rebated ($139 value)
Fees & Interest Rates
| Annual Fee | $139.00 |
| Additional Card Fee | $50.00 |
| Purchase Interest Rate | 21.99% |
| Cash Advance Interest Rate | 23.99% |
| Foreign Transaction Fee | 2.5% |
Pros & Cons
Pros
- Up to 45,000 Aventura Points welcome bonus (excellent value)
- First-year annual fee rebated ($139 value)
- 2x points on groceries, gas, and travel bookings
- Flexible redemption - use points on any airline or hotel
- Points don't expire while card is active
- 4 complimentary airport lounge visits annually
- NEXUS fee rebate every 4 years (up to $100)
- Annual fee waiver available with CIBC Smart Account
Cons
- $139 annual fee after first year
- 2.5% foreign transaction fee
- Points value varies significantly (0.85¢ - 2¢ per point)
- Best redemption requires booking through CIBC portal
- Lower earn rates compared to category-specific cards
- Requires CIBC banking relationship for fee waiver
- Complex redemption structure can be confusing
Eligibility Requirements
Requires $60,000 personal or $100,000 household income; good to excellent credit; best for flexible travelers
Recommended Credit Score: 680+
Categories
Similar Cards You Might Like
TD Bank
TD Aeroplan Visa Infinite Card
Annual Fee $139
Welcome Bonus
$675
Type travel
RBC
RBC Avion Visa Infinite Card
Annual Fee $120
Welcome Bonus
$1100
Type travel