KOHO

KOHO Prepaid Mastercard

Welcome Bonus

Get $20 when you sign up

cashback no-fee building-credit prepaid

Annual Fee

No annual fee

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Quick Stats

Annual Fee

$0

Purchase APR

0%

FX Fee

1.5%

Card Type

mastercard

Rewards & Earning Rates

Spending Category Earn Rate
Groceries2% cash back
Transportation2% cash back
All other purchases0.5% cash back

Fees & Interest Rates

Annual Fee $0.00
Additional Card Fee $0.00
Purchase Interest Rate 0%
Cash Advance Interest Rate 0%
Foreign Transaction Fee 1.5%

Pros & Cons

Pros

  • No annual fee
  • No credit check required
  • Up to 2% cashback with paid plans
  • Instant virtual card
  • Round-up savings feature

Cons

  • Prepaid card (not a credit card)
  • Foreign transaction fees apply
  • Lower rewards on free plan
  • Monthly fees on premium plans

Eligibility Requirements

Available to Canadian residents 18+. No credit check required.

Ready to Apply?

Apply for the KOHO Prepaid Mastercard in just a few minutes.

Apply Now

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