Scotiabank
Scotiabank Passport Visa Infinite Card
Welcome Bonus
Earn up to 45,000 bonus Scene+ points
travel travel no-foreign-fee international groceries premium
Annual Fee
$150
We may earn a commission when you are approved for this card. This does not influence our ratings.
Quick Stats
Annual Fee
$150
Purchase APR
20.99%
FX Fee
0%
Card Type
visa
Rewards & Earning Rates
| Spending Category | Earn Rate |
|---|---|
| Eligible grocery stores | 3 Scene+ points per $1 |
| Dining and entertainment | 3 Scene+ points per $1 |
| Transit and gas | 3 Scene+ points per $1 |
| All other purchases | 1 Scene+ point per $1 |
Welcome Bonus Details
Earn up to $1,350 in value in first 12 months. This includes up to 45,000 bonus Scene+ points and waiving annual fee for your first year. 25,000 points on first purchase; 20,000 points when you spend $3,000 in first 3 months.
Fees & Interest Rates
| Annual Fee | $150.00 |
| Additional Card Fee | $50.00 |
| Purchase Interest Rate | 20.99% |
| Cash Advance Interest Rate | 22.99% |
| Foreign Transaction Fee | 0% |
Pros & Cons
Pros
- NO foreign transaction fees (rare benefit)
- Up to 45,000 Scene+ points welcome bonus
- First-year annual fee waived ($150 value)
- 3x points on groceries, dining, entertainment, transit, gas
- 6 complimentary airport lounge visits per year
- NEXUS fee rebate every 4 years
- Comprehensive travel insurance
Cons
- $150 annual fee after first year (higher than competitors)
- Scene+ ecosystem less flexible than Aeroplan or Avion
- Points value varies (0.8¢-1.2¢ per point)
- Higher income requirements
- Best value requires Scene+ partner redemptions
- Complex multi-partner rewards program
Eligibility Requirements
Requires $60,000 personal or $100,000 household income; good to excellent credit; best for international travelers
Recommended Credit Score: 680+
Ready to Apply?
Apply for the Scotiabank Passport Visa Infinite Card in just a few minutes.
Apply NowCategories
Similar Cards You Might Like
TD Bank
TD Aeroplan Visa Infinite Card
Annual Fee $139
Welcome Bonus
$675
Type travel
CIBC
CIBC Aventura Visa Infinite Card
Annual Fee $139
Welcome Bonus
$675
Type travel